Individual & Family
Comprehensive ACA marketplace plans covering doctor visits, hospital care, prescriptions and more.
★★★★★ Rated 4.9/5 by thousands of members
Health coverage
Health coverage
that fits your budget.
Thanks to the Affordable Care Act, many Americans now qualify for $0-premium plans and money-saving tax credits. Our licensed agents compare every plan in your area and help you enroll — free, and over the phone.
- $0-premium plans available
- All major carriers
- Free enrollment help
$0 premium*If you qualify
Enroll by phoneIn one call
Coverage options
The right plan for every family
From comprehensive ACA marketplace plans to dental and vision add-ons, our licensed agents find the coverage that fits your health needs and your budget.
Premium Tax Credits
We check whether you qualify for subsidies that can dramatically lower — or eliminate — your monthly premium.
Dental & Vision
Round out your coverage with affordable dental and vision plans for the whole household.
Special Enrollment
Lost coverage, moved, married, or had a baby? You may qualify to enroll outside open enrollment.
Medicare Guidance
Turning 65 or already on Medicare? We help you understand Advantage, Supplement and Part D options.
Short-Term Coverage
Need a bridge between plans? Flexible short-term medical options to keep you protected in the gap.
Why CoverWell
Real people, real savings, zero hassle
Shopping for health insurance is confusing. We make it simple — a licensed agent does the comparing, checks your subsidy eligibility, and handles enrollment while you're on the phone.
Maximum savings, guaranteed check
We make sure you get every tax credit and cost-sharing reduction you're entitled to — nothing left on the table.
Every major carrier in one call
Instead of visiting a dozen websites, compare all the top plans in your ZIP code with one expert.
Enroll in minutes, not hours
No confusing forms. Your agent completes your application with you and confirms your start date.
100% free, no-pressure service
Our help never costs you a penny, and there's never any obligation to enroll.
See if you qualify
You may qualify for major savings if…
Millions of Americans qualify for lower premiums and don't even know it. There's no online form — just call and a licensed agent will check your eligibility in minutes, free of charge.
Call (844) 477-9666 — licensed agents standing by.
Quick savings checklist
You don't have coverage through an employerOr your job's plan is unaffordable for your family.
You're a U.S. citizen or legal residentMarketplace plans are available in every state.
Your household income falls within rangeMost incomes qualify for some level of savings.
You've had a recent life changeNew job, move, marriage or baby can open special enrollment.
Simple process
Covered in three easy steps
No websites to navigate, no paperwork. Just one free call.
2
Compare & save
Your agent checks your subsidy eligibility and compares every plan in your area, side by side.
3
Enroll with confidence
Pick your plan and we complete the enrollment with you — start dates confirmed on the spot.
Real members
People love how much they save
”
★★★★★
I had no idea I qualified for a $0-premium plan. The agent found me full coverage that actually costs me nothing each month. Life-changing.
Tanya B.Member — Chicago, IL
”
★★★★★
Self-employed and terrified of health costs. They compared everything and got me a great plan with a big tax credit in one phone call. So easy.
Marcus C.Member — Phoenix, AZ
”
★★★★★
After losing my job I panicked about insurance. My agent was patient, explained my options, and had me covered by the next morning. Thank you!
Rosa D.Member — Miami, FL
Is your help really free?
Yes — 100%. Licensed agents are paid by the insurance carriers, so there's no cost to you and no obligation to enroll. Plan prices are the same whether you use us or not.
How do I know if I qualify for a $0 premium?
It depends on your household income, size and ZIP code. Many people qualify for tax credits that cover the full premium. One quick call and we'll tell you exactly what you're eligible for.
Can I enroll outside of open enrollment?
Often, yes. Life events like losing coverage, moving, getting married or having a baby can open a Special Enrollment Period. Call and we'll confirm whether you qualify.
Which carriers do you work with?
We compare plans from all the major national and regional carriers available on the marketplace in your area, so you can see your best options in one place.
What information do I need to have ready?
Just the basics — your ZIP code, household size, and estimated annual income. Your agent handles the rest during the call.
Licensed agents standing by
See how much you could save today
One free call could lower your premium to $0 and get your whole family covered. Speak with a licensed CoverWell agent now.